When chronic health conditions, recovery from an illness, dementia, or even the normal aging process makes it difficult for a senior to live at home safely, in-home care can provide the supervision and assistance an older adult needs to age in place and carry on daily routines.
When comparing care options, many families are concerned about how much home care services cost and what their financial options are for payment.
Home Health Care insurance can provide coverage for you, your spouse and loved ones to receive professional care in the comfort of your own home. 74% of people prefer home care over a facility (assisted living or nursing home).
The component of long term care planning involving home care becomes very important since care typically begins in the home. Family members can provide some informal caregiving and use home health care aides to help with bathing and dressing. By having home care in a policy or a separate coverage, a family can continue with their lifestyle, working, caring for their immediate family and their passions.
Home Health Care plans can also be an option when you can’t quality for long term care insurance due to your age or declined health.